Approval rates
Review approval trends and obvious changes that may indicate routing, issuer, product, or risk issues.
What is checked
A practical read on the health of the MID.
The review focuses on statement-level signals that can help a merchant understand whether the account looks stable, expensive, or worth watching more closely.
Refund activity
Look at refund behavior and whether it may be creating account-health pressure.
Chargeback indicators
Identify dispute-related signals that may matter to processors, platforms, or underwriting teams.
Fees and movement
Translate statement fees and changes into plain-English observations.
What you receive
A focused account-health summary without the full rescue review.
Merchant Health Check
$295 one-time merchant health review
OmmPay reviews recent statements and produces a plain-English health summary covering the major account signals visible from the available data.
- Approval rates
- Refund rates
- Chargeback rates
- Fees
- Reserve, hold, and stability signals
When to choose this
Merchant Health is for visibility. Merchant Rescue is for active problems.
Choose Merchant Health when the account is operating, but the merchant wants to understand whether the processing profile looks stable.
Choose Merchant Rescue when funds are held, the processor is asking questions, reserves changed, the account was shut down, or there is a deadline.
See Merchant RescueGet a clearer read
Share recent statements and account context.
Start with the free triage call so OmmPay can confirm whether a one-time Merchant Health Check is the right fit.